My neighbor was dropped by her insurance company. No more homeowner’s coverage. Now, we live in the middle of town! It’s mostly sidewalks and roads. It’s not wildland. We are mere blocks from the Sheriff’s Office, the Courthouse, City Hall, etc. The hospital is a half mile away. The schools are so close I can hear the P.A. system do the Pledge of Allegiance.
Of course she had to cut some trees in obeisance to the insurance inspector’s directives. One of the trees was our big Deodara that had large branches overhanging the fence.
It was too big of a job for me so we got our regular guy to come out and trim the tree. He has a bucket truck and all that, totally professional. It costs more but the outcomes are waaaaay better. Plus he’s a fine fellow and does outstanding work. Over the years I’ve come to appreciate the skilled craftsmen who are also neat. That is, they clean up afterwards. You’d be amazed how many workers leave huge messes behind without a second thought about them. One thing I learned from my wife (a very neat person)—you plan your cleanup just like you plan your job. And you keep things clean “as you go” instead of waiting until the end to do everything.
So we got the Deodara cleaned up and the offending branches away from my neighbor’s structures. I hope that makes a difference! It is worth it for us to get the pruning done of course. We have to keep our trees tidy. The insurance companies are all in a panic. They’ve gotten killed on all the wildfire claims. They are cutting people off left and right. It’s outrageous that they would do it in our neighborhood which is just about the most fire-safe part of this town! Now that she’s cleaned up all the stuff they demanded I sure hope she gets her coverage back.
I find it interesting that insurance companies employ armies of actuaries and mathematical modelers who try to predict the future. You know, which folks will die soonest, which houses will burn down first, that sort of thing. But they apparently really suck at the job. None of them were prepared for the fires here in the West. They’re the smart guys, the money guys, the technical elite, and they couldn’t see that they were over-extended. That the risks they said were low were actually high. And when the shit hit the fan their house of cards collapsed.
Naturally it’s the citizens who pay the price. Not our corporate overlords.
But I was intending to write about the Deodara. It’s a beautiful tree, a Himalayan Cedar (Cedrus deodara), native to parts of Afghanistan, Nepal, Tibet, India, and Pakistan. They are known for their hardiness. They also produce a variety of essential oils. It’s a so-called “true” cedar like the Cedars of Lebanon (Cedrus libani) and the Atlas Cedar (Cedrus atlantica). Here in the West we have a “false” cedar known by the common name incense-cedar (Calocedrus decurrens). There’s also a relative, the western redcedar (Thuja plicata). Both of those trees are in the cypress family alongside junipers and redwoods.
Cedars, that is those of the genus Cedrus, are members of the pine family.
Here’s a picture of a Deodara with the characteristic “weeping” branches:








